关于医疗AG捕鱼王在线app下载的问题
如果你是医疗AG捕鱼王在线app下载的新手, there are several questions you should consider while approaching or within your Initial Enrollment Period (IEP) or a Special Enrollment Period (SEP). Use this guide to consider your options when preparing to enroll in Medicare or after you have already enrolled.
- 基础是什么?? Medicare is a complex program and can sometimes be confusing. The best place to start when you are new to Medicare is by familiarizing yourself with the differences between it and the health insurance you have now. 了解什么使一个人有资格享受医疗AG捕鱼王在线app下载, the different parts of Medicare insurance and what those parts cover, 参加医疗AG捕鱼王在线app下载的时间, and how putting off enrollment can result in penalties. These initial steps will help smooth the transition from your current insurance to Medicare once you are eligible.
- 你们的AG捕鱼王在线app下载范围有哪些? 每个人都有不同的医疗保健需求, meaning the coverage that is right for your friends or family may not be right for you. Will you enroll in Original Medicare or would you prefer a Medicare Advantage Plan that may limit your provider networks or have different costs but that offers additional coverage? 如果你现在有雇主AG捕鱼王在线app下载, you may decide not to enroll in Medicare until you have retired. 如果你已经退休了, you might find that Original Medicare plus retiree insurance works better for you than Original Medicare plus a Medigap (or vice versa). 找出你的AG捕鱼王在线app下载范围的全部选择.
- 你应该参加D部分吗? While you should make sure you enroll in Part D prescription drug coverage when you become Medicare-eligible (assuming you do not have other creditable drug coverage), 还有很多D部分的选项供你探索. 记住, 太, that sometimes retiree insurance offers prescription drug coverage that is as good as or better than Medicare Part D. If that is the case, you might decide not to take Part D because you are already covered. 最后, 如果你负担不起药费, you may want to consider applying for programs that can help pay these costs.
- Are you eligible for programs that help lower Medicare costs? There are several programs for people with low incomes that help pay for Medicare-related costs, 比如AG捕鱼王在线app下载费和共付额. Some of these programs are federal while others are state-specific. Find out whether you meet the eligibility requirements and take full advantage.
- What resources exist to help you navigate Medicare? 医疗AG捕鱼王在线app下载是一项复杂而有益的计划, and a variety of trusted sources can help you navigate your rights and options. 这里列出了一些:
1 - 800 -医疗AG捕鱼王在线app下载
-社会保障局(http://www).ssa.gov /)
-State Health AG捕鱼王在线app下载 Assistance Program (SHIP) (http://www.shiptacenter.org/)
-医疗AG捕鱼王在线app下载权利中心(http://www).medicarerights.org/)
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